Science seminar: Index-based insurance ...

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How can someone making 20-30 cents a day afford insurance?

How to we scale up small, successful index-based insurance projects? What is needed?

Is Kenya's IBLI still a pilot project or is it implemented at a larger scale? (Marasbit district?)

Interesting question!

looking at slide 9 it looks like there should be many more droughts than indicated by the black arrows?

If you experience problems try medium quality: http://bambuser.com/v/2993545 or low quality: http://bambuser.com/v/2993546

How do you make the payments to the farmers?

Hi Cecliia and Daniel. Good quality webcast even from a train in sweden (i can see you run comdev style...)

will premiums change with worsening climatic conditions or can they stay at some stable level over a couple of years?

What payment processes and systems are needed to ensure that even the most vulnerable segments of the population are reached?

Is there a dependence between insurer and insured in regards to agricultural inputs and the insurance product offered?

Read more about Kenya's Index Based Livestock Insurance program http://ow.ly/dPvrw

Can you combine crop insurances with credit schemes?

What is index insurance? Here is a good overview j.mp/UotNj9

How long of a drought period can be addressed by index insurance? What happens in long-term conditions 3-4-5 years?

What role does ICTs play for index-based insurances?

Is the Kenyan model sustainable? It looks like it received many attention and support from donors.

Write your questions in the chat and we will forward them to the speaker and he will try to answer them during the questions and answer session

Is there potential for environmental issues if insurance allows for increased heard sizes/

Why was there a statistically significant drop in people who "did not do anything different"?

How can the Kenyan experience be duplicated elsewhere (especially in Africa) where there could be a patent lack of data about livestock losses due to draught?

What do you expect pastoralists would do with loans?

The question is rather how can a bank lend to a farmer making 30 cents a day?

Thanks for great questions! Keep them coming. Q&A coming up!

Michael: How can we sustain the supply of insurance in the arid and semi-arid regions where population density is low and cost of transaction is low?

What if shock losses are not explicit correlated with observed natural hazards that affect larger areas (like droughts as you mentionned), but with more local/specific hazards, such as frost rain?

in your projects, did you work with subsidies on insurance premiums? under which circumstances could this be justified?

How can we sustain the supply of insurance in the arid and semi-arid regions where population density is low and cost of transaction is high?

How do you convince pastoralists (non-market oriented) to buy livestock inurance when the prices they expect to receive for their animals is not that very encouraging?

For interlinking loan repayments are based on what? Is the repayment structure linked with mortality or yield or price volatility?

Biniam from Nyala Insurance: Currently the index insurance is focusing on draught only but there are sizable number of farmers exposed to risks like frost, excessive rainfall etc...what about working on indexing this risks.

CCAFS is trying to take a strategic approach to index insurance. Where are the big overlaps between knowledge gaps and CGIAR strengths? How can the CGIAR best collaborate with I4 and other major initiatives?

Eduardo Marinho (Joint Research Centre): What would happen with the positive externalities obseved in the IBLI scheme, if the same kind of product would insure crop yields?Wouldn't it push food prices up and generate negative externalities to the poorest

One of the major constraint for effective demand is the higher reinsurance cost associated with the reliablity of the index is their any strategy envisage to work with reinsurers make the index more acceptable with reasonable price for the poor

Looks very good! Picture and sound is clear..

If participants in index insurance schemes have access to seasonal forecasts of rainfall, could this introduce moral hazard into the scheme?

W are happy to hear that Carl!